Disclaimer
Please read the following information before participating in any offerings or services provided by NFsTay. This notice applies to all individuals interacting with our platform, website or app.
Risk Assessment and User Responsibility
Investing in fractional ownership through NFsTay is a serious financial decision. While the platform is designed to offer an accessible entry point into real estate investments backed by tangible assets and the Strategic Bitcoin Reserve, users must perform their due diligence before participating. NFsTay operates as a general partnership and not as a passive investment vehicle. This means that every co-owner is an active partner, with a direct and ongoing role in managing the property. Through our platform, all major decisions—whether related to tenant approval, property management strategies, or significant renovations—are made collectively by the co-owners through a democratic voting system. Each partner has an equal voice, ensuring transparency and control over the property’s future. Unlike passive investments where investors relinquish control, NFsTay empowers co-owners to take part in the daily operations and strategic direction of their assets. Our easy-to-use technology enables seamless participation, allowing every partner to engage in key decision-making processes. This ensures that co-ownership is collaborative and active, making NFsTay a true general partnership where all partners share equal responsibility for the property’s success. While NFsTay facilitates co-ownership, it is important to note that NFsTay is not a registered investment advisor, broker-dealer, or financial planner. The content and materials available on this platform, including property details and investment projections, should not be interpreted as offers to sell, solicitations to buy, or recommendations regarding any security or investment opportunity. Users are solely responsible for determining whether an investment aligns with their individual financial goals, risk tolerance, and portfolio strategy. Given the risks associated with real estate investments—such as market volatility, liquidity challenges, and potential loss of capital—NFsTay strongly encourages users to consult with licensed financial planners, legal counsel, or tax professionals before making any decisions based on the opportunities presented on the platform. NFsTay does not guarantee the performance, appreciation, or capital returns of any real estate investment offered. By participating in co-ownership or fractional ownership opportunities, users acknowledge the inherent risks, including fluctuations in property values, tenant risks, regulatory changes, and broader economic factors that may influence investment performance. Additionally, all co-ownership agreements facilitated by NFsTay are designed to comply with relevant UK regulations, including the Financial Services and Markets Act (FSMA), and adhere to robust anti-money laundering (AML) and know-your-customer (KYC) standards. Independent legal and regulatory oversight, provided by Frederik Lund, ensures NFsTay operates in full compliance with industry best practices. By accessing or using the platform, users agree to NFsTay’s Terms of Service, Privacy Policy, and all applicable disclosures related to the specific investment products being considered.
Real Estate Investments: Investments in fractional ownership via NFsTay are backed by real estate assets and our Strategic Bitcoin Reserve. However, as with any investment, returns are subject to market performance, property management outcomes, and other external factors. Past performance does not guarantee future results.
DeFi and Utility Token Participation: If a user opts to reinvest rental proceeds or funds into our utility token or participate in decentralized finance (DeFi) opportunities, they are entering a highly speculative and volatile space. DeFi activities, including providing liquidity or trading tokens, require advanced knowledge of blockchain technology, tokenomics, and market behaviors. Users should:
Conduct comprehensive research and risk assessments.
Understand the implications of interacting with DeFi platforms, including potential loss of funds.
Be aware of the complexity of providing liquidity and the risks of impermanent loss or market downturns.
NFsTay does not provide financial advice and strongly recommends consulting with independent legal and financial professionals before engaging in any DeFi activity.
Regulatory and Legal Compliance
Non-Securities Statement: NFsTay’s offerings, including fractional ownership shares and utility tokens, are not considered securities under applicable laws. These offerings are not regulated financial instruments and are not subject to the oversight of financial regulatory authorities in any jurisdiction.
Non-Investment Representation: Users confirm that they are participating for purposes aligned with NFsTay’s services and not for speculative or immediate resale. Participation in the platform’s utility token or DeFi opportunities should not be viewed as an investment in securities or a financial guarantee.
Geographical Restrictions: The following countries are restricted from participating in NFsTay’s services due to regulatory or legal prohibitions:
North Korea
China
Syria
Iran
Sudan
Russia
Belarus
Other territories where digital asset ownership or transactions are prohibited.
Users from these regions are prohibited from engaging with our platform. NFsTay is not responsible for violations of local laws or regulations by users.
Forward-Looking Statements
Some statements in our materials or communications may include forward-looking views regarding the platform's growth, strategic initiatives, or market potential. These statements are subject to risks, uncertainties, and market variables, and actual outcomes may differ significantly. Users should not rely solely on forward-looking statements and must exercise their own judgment.
Liability Disclaimer
NFsTay, its affiliates, and partners are not liable for:
Losses resulting from reliance on platform information, including errors, omissions, or inaccuracies.
Market volatility, user mismanagement of accounts, or unforeseen changes in market conditions.
Losses incurred in DeFi activities, including impermanent loss, failed transactions, or hacks.
All services are provided "as is" without warranties of any kind.
Third-Party Service Providers
NFsTay integrates services from trusted third-party providers to enhance platform functionality. These providers include but are not limited to:
Particle Network: Wallet-as-a-Service for seamless, non-custodial account management.
Sumsub: KYC and AML compliance services.
Wert: Fiat on-ramp and payment processing services.
While these providers are integral to our platform, NFsTay is not liable for their performance, actions, or service availability. Users engaging with third-party services do so at their own discretion.
Important Notices
Token Reinvestment Risks: Users choosing to reinvest in our utility token must fully understand the associated risks, including potential loss of capital, and ensure they are legally permitted to do so in their jurisdiction.
Prohibited Use: Any misuse of the platform or services, including bypassing restrictions or engaging in unauthorized transactions, will result in account suspension and potential legal action.
Legal and Financial Advice: Users are strongly advised to seek independent legal and financial consultation before participating in NFsTay services or related activities.
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